WTF is The Blockchain? | Hacker Noon

The ultimate 3500-word guide in plain English to understand Blockchain.

If you ever find someone feeling left behind and wondering, “WTF is the Blockchain?” you know where you can point them to.

Earlier the third-party/middleman gave us the trust that whatever they have written in the register will never be altered. In a distributed and decentralized system like ours, this seal will provide the trust instead.

Everyone who is the part of the Blockchain is eligible for rewards.

That’s how Bitcoin got into existence. It was the first currency to be transacted on a Blockchain (i.e. distributed registers). And in return, to keep the efforts going on in the network, people were awarded Bitcoins.

When enough people possess Bitcoins, they grow in value, making other people wanting Bitcoins; making Bitcoins grow in value even further; making even more people wanting Bitcoins; making them grow in value even further; and so on.

Source: WTF is The Blockchain? – Hacker Noon

Takeaway

Great explanation on how Blockchain works, including the game-theory that keeps it running.

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The Board Directors You Need for a Digital Transformation | HBR

  • Digital thinker. The director has had little direct interaction with digital as an operator but conceptually understands the digital environment. They have been a board director or adviser in a digital business but are not a digital native.
  • Digital disruptor. The director has been deeply embedded in digital, often with experience from a pure-play company. This type of leader typically has less general management breadth.
  • Digital leader. The director has had substantial experience running a traditional business that leverages digital in a significant way (retail or media, for example). It’s likely that this person has less hands-on digital experience but has managed disruption as a general manager.
  • Digital transformer. The director has led or participated in a transformation of a traditional business. Typically the person does not have the seniority of a digital leader but is more digitally astute.

Digital transformation needs to be wholesale. Digital innovation needs to permeate and recast every aspect of the business and the board. Companies that do so will thrive in the new world, and those that do not, sooner or later, will fail.

Source: The Board Directors You Need for a Digital Transformation | HBR

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Blockchain Could Make the Insurance Industry Much More Transparent | HBR

… in the U.S. there is approximately $7.4 billion in unclaimed life insurance money from insured people passing away and their beneficiaries being unable to connect the dots. A blockchain-based registry could help address this challenge while retaining anonymity and improving security as a distributed public record. Part of the driver of these unclaimed funds is known as longevity risk: People living longer means more life insurance policies mature and the memory of who was insured and where physical policy documents may reside fades. Rather than being a threat to the industry, a blockchain-based public ledger would enable the rightful claimants to these proceeds to receive their due, rather than having these unclaimed funds be sold in a secondary market or stagnate.

Part of the reason insurers are wary of insuring tangible assets in developing markets is the fear of fraud and losses that cannot be validated. In these cases, the insurers’ right to subrogate, or go after the assets of others to recoup their losses, is largely unenforceable. A blockchain-based claims validation network can serve as a utility benefiting the entire industry by recording in a semipublic blockchain ledger the physical status of an insured asset, which in turn could help improve insurance penetration and adoption rates in emerging and developing markets.

Source: Blockchain Could Make the Insurance Industry Much More Transparent

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Bitcoin Hedge Fund Director: ICOs Are Having a ‘Eureka’ Moment | CoinDesk

Lauding the mechanics of the sale as “striking,” he asserted that Bancor was able to use blockchain technology to offer services that transcend traditional services like Kickstarter.

“Bancor gave a money-back guarantee backed by 80% of the ethereum raised should the market price of [its BNT token] fall below the issue price. Sure enough, a few days later in an overall market sell off, BNT traded to par. Bancor issued a statement saying the buy-back was activated,” he wrote.

Overall, Masters sees this type of “coded instruction” as a “eureka moment” showcasing what he thinks is evidence of the truly disruptive power of peer-to-peer digital assets.

Source: Bitcoin Hedge Fund Director: ICOs Are Having a ‘Eureka’ Moment – CoinDesk

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When Blockchains Fly – ETHNews.com

blockchain integration could reduce overhaul time for an aircraft’s engine by as much as 25 percent. Theoretically, he explained, this could save almost two weeks on a traditionally two-month process. The time and cost savings could be substantial. As Gottlieb put it, “That’s a fair number of shekels.”

Source: When Blockchains Fly – ETHNews.com

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How is blockchain technology used in the real world? — Quartz

Take Daimler, the maker of Mercedes-Benz cars, which borrowed €100 million ($114 million) via German bank LBBW using blockchain technology. The old way of taking out such a loan required drawing up contracts, communicating with investors, making payments, and extensive administration. The old way also apparently involved a fax machine for confirmations.

The excitement around blockchain may well mirror the dot-com bubble of the late 1990s and early 2000s, when lots of companies went bust, but a few gems emerged: Some 90% of so-called distributed-ledger projects will probably fail, but a few will survive with potential to change the financial world, says Ajit Tripathi, a director at PwC.

Source: How is blockchain technology used in the real world? — Quartz

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Blockchain: Massively Simplified | Richie Etwaru | TEDxMorristown – YouTube

Richie Etwaru, discusses the opportunity and implications of blockchain as a paradigm to slow/close the expanding trust gap in commerce. He unpacks blockchain to a level of simplicity to be consumed by those who are just starting to understand and explore the paradigm. He lays out a current state of commerce, suggesting that every company is currently at risk of being disrupted or incurring severe strain from a blockchain version of itself.

Every company in the world today, not just the intermediaries, are at risk of having competition from a blockchain version of themselves.

We are at the ground floor of a new paradigm in humanity that will change the human experience called Blockchain. The thing it is going to change is Trust.

Takeaway

Blockchain in one word: “Trust”

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Provenance | Case Studies

Tracking sustainability claims through global chains

Can we prove that products are sustainably-sourced and slavery-free? In an international pilot, working with IPNLF and 12 tuna producers, we used Provenance to track fish through the complex Southeast Asian fishing industry for the UK, Japanese and US markets.

Pioneering a new standard for trust in food retail

How can we empower customers all along the supply chain with data they can trust? Provenance partnered with the UK’s largest consumer co-operative The Co-op to track fresh produce, and their product claims, from origin to supermarket.

Increasing transparency in fashion with blockchain

Can tech help boost trust and transparency in the fashion industry? Collaborating with businesses along a UK-based fashion supply chain, we’ve used blockchain to track raw alpaca fleece from farm to finished garment.

Boosting the value of small, independent food brands

How does the Provenance platform benefit small businesses? Enabling producer, shop and shopper to collaborate on product stories and journeys, Provenance demonstrated a new way to increase trust and visibility for independent brands.

Showcasing craftsmanship via smart labels
How can we give shoppers the information they need to chose your product? Provenance presents the journey of material to finished product through interactive labels.

Raising the value of single-origin coffee
How can single-origin coffee producers prove the provenance of their product? We trial location data verification to differentiate between authentic single-origin coffee from mere marketing buzz.

Tracking towards a circular future for cotton
How can tech help cotton producers increase demand for the sustainable, renewable and biodegradable, fabric? We use Provenance to track cotton from origin to finished good and beyond, closing the loop.

Source: Provenance | Case Studies

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From Farm To Finished Garment: Blockchain Is Aiding This Fashion Collection With Transparency | Forbes

Each garment has a unique digital token, enabling Provenance to verify every step of its production and create a digital history of that information including location data, content and timestamps, all of which is presented to consumers via an interface they can access through their item’s QR code or NFC-enabled label (so that it works on both Apple and Android devices).

Another keyword for the blockchain therefore is storytelling. As Drinkwater adds: “Where transparency and sustainability play a part, then there’s really beautiful storytelling to be told. And brands can do that actually fairly easily. For Martine, there was a real desire to show off the craftsmanship and ability [of the partners]. Rather than just presenting the final product, it enables every partner to show off their expertise and their brilliance in a very visual and engaging way. Ordinarily when you look at a finished product you never think about that.”

Source: From Farm To Finished Garment: Blockchain Is Aiding This Fashion Collection With Transparency

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Will Provenance Be the Blockchain’s Break Out Use Case in 2016? – CoinDesk

Much has been said about the blockchain as an ownership layer. But what exactly does that mean?

It means that blockchains represent ownership of an asset in terms of control over the data relating to that asset. In other words, only the current owner can authenticate a transaction that would cause that asset to be transferred to another owner.

This is provenance expressed in protocol form. The word “provenance” is derived from the French “provenir” which means “to come from”, and is used to describe the custodial chronology of an object.

Provenance is one of the backbones of economies, whether it relates to artifacts or real estate. There has always been a need to authenticate that a party actually owns an asset prior to any business dealing involving that asset, to ensure that the asset is “true” rather than stolen or faked.

In the past, trusted third-parties have traditionally played this role.

However, blockchains can streamline this function by serving as the infrastructure for registering and authenticating asset ownership between untrusting parties with common interests.

Source: Will Provenance Be the Blockchain’s Break Out Use Case in 2016? – CoinDesk

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